8. Book your travel with a debit card, and “they debit it immediately,” says Foley. Sites that don't allow you to pay through PayPal, just use the debit card like a credit card to make your purchases. With PayPal, you can request a PayPal debit card to use for purchasing your online items. Paying at the pump – When you swipe your debit card at the gas pump, the station usually puts a $1 hold on your account to validate the account. This is because credit cards have much better fraud protection than debit cards. Sometimes that amount is a lot more than a dollar and the hold lasts more than a few hours. The truth is, if your debit card is backed by a credit giant like Visa or Mastercard (and you use it like a credit card when you make a purchase), you have the exact same protections as a credit card. Instead, use a credit card. Bottom line: Using your debit card is just as safe as using a credit card. This means inputting your full name and email. Future travel. Consider avoiding debit card use online . I use one for practically all of my purchases, even when I'm traveling abroad. The Bottom Line on Debit Cards as Credit Cards. The card works the same as paying through your PayPal account. Whether you use your debit card as credit or debit, the funds will still be withdrawn from your checking account. Tap or click here to see how to set up mobile payments … One Wish app reviewer stated they loved the app and that anytime there was a problem, he was immediately refunded. Most credit card companies will give you 30 to 60 days to report fraudulent activity on your card. In order to view products on Wish, you'll need to make an account. Most card readers will give you the option of running your debit card as a credit card, making the need for a pin code authentication meaningless. It can still be a good ideal to use a debit card when you want to limit your debt. It can still be a good ideal to use a debit card when you want to limit your debt. That scenario could cause you to overdraft the account. Some consumers choose to use only credit cards online, because a fraudulent credit card transaction takes more time for your … PayPal offers their own debit card that you can order and use. The truth is that Wish is just about as safe as any other online retailer. One specifically mentioned “getting fraudulent charges” on their credit card after using the Wish app. You're probably hesitant to type your credit card information on a website that sells a leather watch for $1. You can tell if your debit card will allow this option if it has the Visa or Master Card logo on it. It's simple: Every time you use one, you put your money and your bank account at risk. If a thief gains access to your mobile payment information, it's better for your credit card to be at risk than your debit card. Other shoppers mention not having any problem with credit card or debit card charges. 5, 6. 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